frugal, thrifty, cautious, stingy, penny pincher, wary, skittish, reticent, picky, timid, leery, choosy, profligate, parsimonious, unenthusiastic, reluctant, penurious, distrustful, miserly, purse strings, hesitant, pessimistic, averse, closemouthed, stubborn, sluggish, lax, inflexible, lackadaisical, greedy, forgetful, overprotective, frustrated, indecisive, impatient, sanguine, standoffish, ambivalent, uncooperative, disenchanted, obstinate, mistrustful, skeptical, jittery, cavalier, loath, beholden, paranoid, hamstrung, fearful, unimpressed, intransigent, unwilling, resentful, unreceptive, hardhearted, unhappy, weak, circumspect, pushier, fastidious, apathetic, unforthcoming, uncaring, hidebound, dogmatic, complacent, unpopular, gung ho, wealthy, pricey, clueless, cannier, arrogant, combative, dismissive, overcautious, deferential, receptive, pragmatic, lukewarm, ornery, crabby, fickle, uptight, lenient, dour, gloomier, savvier, apprehensive, untrusting, unsympathetic, assertive, magnanimous, litigious, inept, pinched, uncommunicative, bashful, nitpicky, generous, finicky, fisted, neglectful, niggardly, pinching, dictatorial, autocratic, businesslike, feckless, hardheaded, improvident, inefficient

closefisted, hardfisted, ungenerous